Basic Checking
Non-interest bearing account for customers with limited check writing needs. Direct Deposit available. Free Online Banking with Bill Pay. Minimum Opening Deposit: $100

Regular Checking
Non-interest bearing account with unlimited check writing. No monthly service charge if minimum balance is maintained or with Direct Deposit. Free Online Banking with Bill Pay. Minimum Opening Deposit: $100

Rewards Checking
An account for individuals that allows unlimited check writing and pays interest. No monthly service charge if minimum balance is maintained. Direct Deposit available. Free Online Banking with Bill Pay. Minimum Opening Deposit: $1,500

55 Checking
An unlimited check writing account for individuals 55 years or better. No monthly service charge. Free Online Banking with Bill Pay. Minimum Opening Deposit: $100

55 Checking Plus
An account for individuals age 55 and better that allows unlimited check writing and pays interest. No monthly service charge if minimum balance is maintained. Free Online Banking with Bill Pay. Minimum Opening Deposit: $1,500

Health Savings Accounts
The primary purpose of a Health Savings Account is to pay for or reimburse qualified medical expenses for the individual or family. Earns interest. Allows you to pay for medical expenses with pre-tax dollars. Contributions are tax deductible. Record is provided for budget and tax purposes. Free Online Banking with Bill Pay. Minimum Opening Deposit: $1

Money Market
An interest bearing account that pays competitive rates and allows limited check writing. No monthly service charge if minimum balance is maintained. Direct Deposit available. Free Online Banking with Bill Pay. Minimum Opening Deposit: $2,500

Other Great Personal Banking Products and Services:

• Online Banking with Bill Pay
• VISA® ATM and Check Card
• VISA® Credit Card
• Personal Loans
• Cash Reserve – Overdraft Protection
• IRAs (Traditional & Roth)
• Certificates of Deposit
• 1031 Exchange Services
• Free Notary Service
• Travelers Checks
• Safe Deposit Boxes

For further information or to apply for any product or service, please see one of our customer service representatives.