Online Banking with Bill Pay*
With Online Banking, your Silverado Bank account information is right at your fingertips! Transfer funds; check your account balance, review deposits and checks that have posted to your account or save time and money by paying your bills using the Bill pay feature. Log on to www.silveradobank.com to sign up today!

VISA® ATM and Check Card*
The Silverado Bank VISA® ATM & Check Card gives you fast and easy ATM access and the power to make purchases wherever VISA® check cards are accepted. All purchases and ATM transactions are deducted from your checking account — no need to write checks! Receive unlimited ATM transactions at Silverado Bank and Nevada Security Bank. Customers receive 5 ATM transactions at other banks per calendar month at no charge.

VISA® Credit Card*
Silverado Bank issues VISA® Platinum credit cards. Your Silverado Bank credit card can be used anywhere the VISA® is displayed and can also provide cash advances through banks and ATMs worldwide. Best of all … there is no annual fee!

Personal Loans*
Silverado Bank has a wide variety of personal loans to assist you in making that perfect purchase.

Cash Reserve – Overdraft Protection*
A personal line of credit managed through your checking account, that offers you convenience, flexibility and puts an end to checking account overdraft complications and extra fees.

IRAs (Traditional & Roth) Plan for your future with individualized financial planning. Our customer service experts are available to answer all your questions and assist you in securing the accounts that are best for you.

Certificates of Deposit
If you are looking for a safe, secure and stable investment option, a certificate of deposit may be the fit for you. We have very competitive rates and terms available.

Free Notary Service
Take advantage of the free Notary Service available to all Silverado Bank customers.

Safe Deposit Boxes
Secure your important documents and possessions (check with your branch for availability).

1031 Exchange Accommodation Services
A 1031 Exchange, also known as a Like Kind Exchange, is a financial tool for those who own investment property allowing an investor to defer payment of federal and state capital gains tax. With a 1031 exchange, instead of recognizing the gain on the sale of property, the seller’s gain can be deferred to a future date when replaced with “like kind” property. To ensure the transactions are structured properly in accordance with IRS regulations, exchanges are typically handled by an exchange accommodator or Qualified Intermediary.

Silverado Bank offers exchange accommodation services through its affiliate, Granite Exchange Services (www.GES1031.com). Granite Exchange Services is a wholly-owned subsidiary of The Bank Holdings, our parent company, and is also a member of the Federation of Exchange Accommodators.

Here are a few reasons why you should contact us about your 1031 exchange needs:

• Lower Fees – Silverado Bank customers save $100 in exchange
• Security – Silverado Bank is a state-chartered bank; deposits are FDIC Insured; and the Bank is owned by a publicly traded entity, The Bank Holdings (Nasdaq: TBHS) with more than $650 million in assets.
• Personalized Attention and Reliable Service – Each exchange is handled on an individual basis, and is assigned a team of dedicated experts. Every exchange will be ensured timely service and effective management to achieve maximum financial benefit.

For more information, please call a 1031 Specialist at (916) 787-1900, or email us at customerservice@silveradobank.com.

For further information or to apply for any product or service, please see one of our customer service representatives.

*upon credit approval